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Western US Hail storms are causing severe Commercial and Residential Property Damage. Provencher & Company has experienced staff in place. Call 866-722-5246.
As the Tangipahoa River overflowed its banks in many communities in south Louisiana, the Provencher & Company’s National Claim Center (Hammond, LA) faced concerns of being flooded by the rising water. While our building did not flood and was spared any damage, many areas in the parish are severely affected. Numerous roads and major highways are impassable with water still crossing over them, bridges have washed out, hundreds of families are displaced, homes and businesses destroyed with water reaching the roof levels in some spots, and all parish schools remained closed as of today. A section of I-12 westbound near Robert, LA took on water from the Tangipahoa River and had to be shut down for nearly 24-hours on Saturday due to water topping the roadway.
Keep fire safety in mind when heating your home in the winter months ahead. December, January and February are the leading months for home heating fires making it the most dangerous time of the year. Overall, heating equipment is the second leading cause of U.S. home fires and home fire deaths.
According to the National Fire Protection Association (NFPA) In 2011, heating equipment was involved in an estimated 53,600 reported U.S. home structure fires, with associated losses of 400 civilian deaths, 1,520 civilian injuries, and $893 million in direct property damage. These fires accounted for 14% of all reported home fires.
Heating equipment is a leading cause of home fire deaths. Half of home heating equipment fires are reported during the months of December, January, and February. Some simple steps can prevent most heating-related fires from happening. The winter season is one of the most dangerous times of the year for household fires, so take note of these tips to reduce your risk.
Based on 2007-2011 annual averages:
For more information on Fire Safety, view our post on Home Fire Safety
If you have recently discovered water stains that extend across ceilings or run down walls, the culprit is probably a roof leak. While tracking down the leak can sometimes be the hard part; the fixes are generally pretty easy though not always cheap. Below is a relatively simple way to locate the cause of a roof leak that most any person can do with minimal roofing or construction knowledge.
October: National Fire Prevention Month
Would you know what to do if a fire started in your home? Would your children? Last week schools across the country participated in activities related to National Fire Prevention Week. If your kids are anything like mine, they came home with a wealth of knowledge and even some funny stories. Continue reading
Are you safe where you live? Find out in the article below whether you live in an area at risk for Natural Hazards.
As property owners we’re often faced with the tougher realities of the changing seasons. A heavy snowfall doesn’t just mean a day off of school or work; it can also mean an overworked furnace, a power outage, damage to a roof, and even burst pipes. All of these situations cause damage to our homes or business, then in-turn create a call to an insurance agent or company to file a claim.
Let’s also not forget about rising energy costs: According to the American Coalition for Clean Coal Electricity, Americans spend almost twice as much of their income on energy as they did a decade ago. From the Northern Pacific, down to the Gulf Coast, and back north to the New England state – our wallets are all taking a hard hit to stay warm and to protect our property from damages. It’s a necessary evil we all face!
While we can’t always predict what Old Man Winter will send our way, we can take a few precautions to ensure we spend less time cleaning up weather-induced messes, filing insurance claims, and fretting over utility bills and more time building sledding ramps & snowmen in the back yard.
Below are 8 of the top things you can do to protect your property investment from damage during the winter months. A little time and/or money spent up front can eliminate your need to call upon your insurance provider as a result of damage. Remember, wear and tear is NOT a covered cause of loss!
Clean the Gutters
Insurance shouldn’t be looked at as a maintenance policy and property owners should do all they can do to avoid damage. Likewise, once damage does occur, it is the property owners’ responsibility to prevent any further damage to the best of their ability.
Depending on which insurance you have, you could be financially responsible for the roof destruction caused by winter storms. Every insurance company is different and property owners’ need to know completely what their policy states.
About Julie Rock-Chatellier
As Claim Manager and adjuster for Provencher & Company, Julie assures the claims process transpires smoothly and timely with both our adjusters and clients throughout the course of managing our claim assignments; overseeing the claims support staff, examiners and trainers in our National Claim Center.
Julie also serves as the claim system administrator and website & social media coordinator for Provencher & Company. Having over 18 years experience in office management, bookkeeping and customer account management, she has served in staff and management assignments in various industries, gaining a working, practical knowledge of marketing & account administration.