Provencher & Company, LLC is pleased to announce we have been accepted as members of the NAIIA. Jim Abbott, EVP, attends the National Conference in the USVI, indicating our pride of association.


“The National Association of Independent Insurance Adjusters was formed in 1937. It is an association of approximately 300 independently-owned property and casualty claims adjusting firms located throughout the United States. Our member firms have been approved by insurance carriers for their competency and ethical procedures as demonstrated in the hundreds of communities in which they operate. These firms have exhibited their willingness and ability to meet the strict standards of this association.”

Source: NAIIA website

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First Lt. Alonzo H. Cushing: Civil War Soldier Receives Medal of Honor

alonzo h cushing

“As I love the name of honour more than I fear death.”
~William Shakespeare

Yesterday First Lt. Alonzo H. Cushing was awarded the Medal of Honor, the country’s highest military decoration, to recognize the heroism of the Union Army officer who was killed during the Battle of Gettysburg in 1863. Continue reading

They Had Another Thing Coming….

Happy  200th  Anniversary 

of the Star Spangled Banner!

Following the Battle of North Point, British troops marched to Baltimore, an economic, shipbuilding hub that was the center of privateer activities against British shipping. The British, expecting to easily disperse the 250 man militia they had encountered at North Point, were shocked to encounter over 12,000 well-armed Americans  in prepared positions on the outskirts of Baltimore. 

What Happen to Major General Robert Ross?

Happy  200th  Anniversary 

of the 

Star Spangled Banner!


The British general who burned Washington, Major General Robert Ross, was himself killed by two 14-year old sharpshooters with the 3rd Maryland militia Brigade at North Point as he led troops against Baltimore. Sadly, the two boys themselves did not survive the battle, but were immortalized in the Battle Monument in Baltimore

Equal Opportunity Arsonists

Happy  200th  Anniversary 

of the 

Star Spangled Banner

Americans were equal opportunity arsonists: a year before British forces burned Washington D.C., Americans  sacked and burned York (present-day Toronto), the capital of Upper Canada. After an ammunition explosion at a garrison killed 300 Americans, irate American soldiers responded by burning York’s provincial parliament and other public buildings. A British imperial lion looted by the Americans is still possessed by the U.S. Naval Academy.

Did The Star Spangled Banner Originate with High Insurance Rates?

During the War of 1812, British Navy and commercial shipping were not seriously dented by American privateers, but privateers did take their toll on the cost of doing business. Alarmed by presence of American privateers and ships with letters-of-marque operating even in the British home waters, insurance companies jacked up rates. British shipowners and insurance companies suffered heavy losses, and British vessels paid high insurance rates just to cross the Irish Channel after American privateers began operating in British waters. This led wealthy merchants to complain loudly to Westminster demanding they to do something about the problem. 
This may have led to the demise of Admiral Sir John Borlase Warren’s career; the British Naval leader in the West Atlantic theater complained about how privateers with their speed and mischief had made his job all but impossible. Finding his job impossible got him sacked after his final demand for more help against the privateers. This may explain why his replacement, Vice Admiral Sir Alexander Cochrane chose to assault Baltimore. The city was the privateering capital of America, dubbed “a nest of pirates” by the British, perhaps setting up that memorable confrontation that launched the American anthem.

About the Author:

CEO/Executive General Adjuster
Provencher & Company
Professional Claim Services

The First Catastrophe Office

Following the Great Chicago Fire of 1871 the fire loss adjusters set up an office where they could meet, compare notes, and confer about the hundreds of losses which required adjustment. They agreed on the Sherman House, on West Madison Street and for months afterwards frequent meetings were held and claimants by the hundred were interviewed, the claims adjusted and losses paid. It was a sort of a storm office and the adjusters organized to jointly employed clerks, stenographers and, appraisers.

During the busy days of the work of adjusting, the owner/editor of  The Times newspaper called to see about his loss, and finding a large crowd of people waiting for a similar purpose he became impatient. In those days as in ours, Important Things happen to Important People, and he repaired to his sanctum, publishing a sensational editorial about the delay and red tape in getting his loss adjusted. He had apparently been told that he would have to await his turn; however, he closed his editorial by stating that there ought to be inscribed over the door of the catastrophe office the words, “Who enters here leaves hope behind;” and also made use of the well-known Latin quotation, “Soc Et Tu Um”.

The adjusters, apparently delighted with the pomposity, concocted the idea of having a little gold souvenir badge made with the inscription “Soc Et Tu Um” and presented one to each adjuster of the office. It is reported the badges were highly prized and worn as a kind of lapel pin for many years. 

Contributed by:
Jerry Provencher
CEO/Executive General Adjuster